Underwriter - Entry Level
About the position
Midwest Family Mutual Insurance Company is an “A-” (Excellent) rated property & casualty insurance company. We have maintained a fully work-from-home environment since 2006 and are seeking an entry level Commercial and Personal Lines Underwriter to join our growing team.
Responsibilities
- Evaluate and underwrite both commercial and personal lines of new and renewal business submissions in accordance with assigned authority levels and underwriting guidelines.
- Assess risk characteristics and exposure to determine pricing and coverage options.
- Cultivate and maintain strong relationships with independent agents.
- Negotiate terms and conditions with producers to write profitable business.
- Maintain compliance with underwriting policies, standards, and regulatory requirements.
- Contribute to the evolution of underwriting strategies, guidelines, and workflows, including the development of AI-driven tools to enhance underwriting accuracy, efficiency, and decision-making.
- Participate in training, mentoring, or knowledge-share initiatives to support continuous improvement.
Requirements
- 0–3 years of experience in property and casualty insurance, or related coursework/internship experience.
- Eagerness to learn underwriting principles, coverage forms, and endorsements.
- Strong analytical skills, with a keen attention to detail.
- Must have high-speed cable/DSL internet and a dedicated home office space.
- Excellent written and verbal communication skills.
- Self-motivated and capable of working independently with strong time-management abilities.
- Proficient in Microsoft Office Suite and comfortable with various technologies and systems; strong keyboarding skills.
- Effective team player, able to collaborate across departments and roles.
- Commitment to regular and reliable attendance.
- Adherence to internal control policies relevant to assigned job responsibilities and administrative duties.
- Willingness to perform additional duties as assigned by management.
Nice-to-haves
- Professional designations (e.g., CPCU, AU, ARM) are a plus and demonstrate a commitment to ongoing industry education.
Benefits
- Competitive salary
- internet reimbursement
- Medical
- Dental
- Vision
- Health Savings accounts
- Flexible Spending accounts
- Short-Term Disability
- Long-Term Disability
- Life Insurance
- Robust retirement plans
- 401(k)/Roth 401(k) with company match
- Defined Benefit Pension Plan
